Saying it’s been a hard housing market is an understatement. I am beyond relieved to see interest rates getting lower for families. It’s so hard to justify a home loan when over half of the loan is just in interest. Yikes! If you’ve been standing by like so many, I’m so happy for you! It’s your time! Here is a few things that you can do to get ready to buy.

In 2009 it was time for my wife and I to renew our lease. We had lived in a duplex for the last two years and were considering whether or not to extend for a third. Our rent was responsible but after realizing that we had given our landlord more than $16,000 in two years, we couldn’t stomach that number going to $24,000. That’s when we began the search for our first home.